Guaranteed Issue

April 25, 2018 Posted by

A term used to describe insurance coverage that must be issued regardless of health status. In most states, group health insurance plans are often described as guaranteed issue plans, because a health insurance company generally cannot refuse coverage to a qualifying business or organization based on the health status of their employees or members. In some states, all health insurance plans are guaranteed issue. Except in some states, guaranteed issue doesn’t limit how much you can be charged if you enroll.

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